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Get the BEST Deal at ACU!

Rates as low as 2.49% APR and NO PAYMENTS FOR 90 DAYS*.
This is the deal you've been waiting for!

Low Rates and NO PAYMENTS FOR 90 DAYS!*


At America's Credit Union, Auto Loans are our specialty. We'll work with you to find the best auto financing solution for your needs!

Already financed your car elsewhere, but looking for a lower rate? Apply now to see if we can save you some money by lowering your monthly payment and reducing the amount of interest you are paying! Qualified applicants will receive a rate as low as 2.49% APR for a 24 month loan!


Membership in America’s Credit Union is open to anyone who lives or works in Dallas, Rockwall or Collin Counties, Texas, and their family members.
Employees of select employers may also be eligible. See our Membership page for details.


 Submit an application now and see if you can ditch your payment for 90 days!


Begin Application Here:

Third Party Site Disclaimer: By clicking 'Apply Now' you will be leaving America's Credit Union's website and entering a website hosted by another party. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of America's Credit Union's website. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of America's Credit Union.



Free Resources:

Become a Master Negotiator in 10 Minutes     Everything You Need to Know About a Car Loan   5 Tips to Save Thousands on Your Car Purchase


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* APR = Annual Percentage Rate. Up to 100% financing for qualified borrowers. 1.99% APR is for qualified applicants with a credit score of 800 or more for a 24 month term. All vehicle loans are subject to approval and normal loan policies apply. Offer applies to new loans of $7,500 or more. ACU does not refinance its own loans. Rates and terms may vary with creditworthiness of applicant. Interest will accrue during the 90 days without payments. ACU reserves the right to modify or eliminate any of its products or services without notice.