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Dear Valued Member,

With the ongoing news surrounding the banking industry in the past few days, we wanted to reach out to you and provide you with additional information and assurance about the safety and soundness of your deposits with America's Credit Union.  We are a risk-averse and stable credit union, and we are ready to help with anything you may need.  

  • As a community financial institution, we take pride in our relationship-based business model focused on building long-term trust with our members.  
  • Our deposit base is strong and well diversified.  Our deposit base is not concentrated on any specific industry sector.  We also do not engage in banking or custody services to digital asset exchanges or service providers.
  • Our liquidity and capital remain strong.  Beyond our healthy and diversified deposit base, we have substantial available borrowing capacity, and we are a well-capitalized institution by regulatory standards.  

Depositors are covered by NCUA insurance deposits up to $250,000 per depositor (and sometimes more depending on the account's ownership structure).  

If you have questions about your coverage or would like to learn more about NCUA insurance and how it works, we encourage you to access the following resource or give us a call directly. 

How Your Accounts Are Federally Insured

We thank you for your membership and ongoing support and the trust you've placed in America's Credit Union.  




Bert Beal

President &CEO

America's Credit Union